Probe into Option Method for Determining Loan Interests for Commercial Banks;
确定商业银行贷款利率的期权方法探讨
This paper studies the loan rate floating during January 1998 to September 2005 of Rural Credit Co- operatives(RCCs)in Yangzhou City,Jiangsu province.
本文通过对扬州市农村信用社1998年1月1日至2005年9月30日期间,贷款利率浮动政策的执行情况进行分析,提出了农村信用社作为农村信贷资金供应的主渠道及其“社区”性质,决定了其推进利率市场化改革,与其他银行业机构有本质上的区别,不能将追求利润最大化作为惟一的选择,应建立社区金融机构利率结构与市场化利率结构并行的利率结构,对不同的贷款对象实行不同的利率浮动幅度。
Based on an autoregressive moving-average model(ARMA),a study is made of factors affecting our interbank offer rate(IBOR)such as one-year maturity RMB bank-loan rate,one-year maturity RMB deposit rate,three-year maturity certificate T-bonds,legal reserve annual rate,buyback rate,consumer price index,composite.
对商业银行来说,同业拆放利率是商业银行决定贷款利率与存款利率的重要标准。
The different credit policies of state - owned commercial banks, city commercial banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
Lower bank interest rates for savings deposits and loans.
降低银行存贷款利率。
The sharp reduction of deposit and loan interest rates on June 10 has shown desired effect.
6月10日大幅度降低银行存贷款利率已达到预期目的。
In response to changes in the money market and the needs of economic development, we have lowered the interest rates on bank savings and loans five times since 1998 and introduced consumer credit for housing and student loans.
根据资金供求变化和经济发展需要，１９９８年以来五次降低银行存贷款利率。
The bank is lending money at a competitive rate of interest .
银行竞相以低利率贷款
The banks are lending money at a competitive rate of interest.
银行竞相以低利率贷款.
A: Jack, the bank is lowering deposit interest rates.
杰克，银行正在降低存款利率呢。
Lowest rate of interest at which the central bank lends money at any particular time
（中央银行某时期贷款的）最低利率
On the Model of the Real Interest Rate of Bank Deposits or Loans;
银行存(贷)款实际利率模型的研究
The real rate of interest paid on bank deposits is negative and lending rates are far too low for such a fast-growing economy.
为银行存款支付的实际利息率是负数，而贷款利率对于这样快速增长的经济来说太低了。
depositor rate of interest; Borrowing rate [Banks]: The rate of interest paid by Banks on deposits.
存款利率;借款利率 [银行]: 银行对存款支付的利率
Of the restructured bank loans, about 60% were readjusted to a lower interest rate.
在银行重组的贷款中，约有６０％是调低利率。
ADB Lowers Lending Rates for US Dollar and Multicurrency Loans
亚行调低美元贷款和多币种贷款利率
The movement of the best lending rate quoted by major banks matched that of the savings deposit rate.
各大银行所报的最优惠贷款利率走势，与储蓄存款利率的变动一致。
The best lending rate quoted by major banks in Hong Kong was lowered by a total of 438 basis points during the year.
年内，本港各大银行曾多次调低最优惠贷款利率，合共调低438基点。
The People's Bank of China cut the interest rates of savings deposits and loans in due course, and various commercial banks have improved financial service and actively added loans to help expedite infrastructure construction.
人民银行适时下调存贷款利率，各商业银行改善金融服务，积极为加快基础设施建设增加贷款。
Interest will be paid on the joint venture's deposits at the rates announced by the Bank of China.
存款利率按中国银行公布的利率执行。
The Impact on Interest Rate of Commercial Banks in China Caused by Embedded Options in Deposits and Loans;
存贷款业务中的隐含期权对我国商业银行利率风险的影响
average contracted interest rates on loans and discounts of all banks
全国银行平均贷款和贴现订约利率