Review of the Theory of Final Loaner and Its Development;
最终贷款人理论及其发展综述
If borrowers aren t forced and they can control the borrowing cost (when they got their credit), they will repay their credit.
在非强制条件下,借款人主动还款的条件是,其借款成本可控,且控制在借款产生的现金流量以内,再借款成本小于因超期所受到的罚息程度;在强制还款约束中,借款成本要控制在借款产生的现金流以内,再借款成本小于罚息成本,同时抵押物的变现价值大于评估价值2倍,借款人选择还款。
When the third party serves to pledge for the borrower,the law in China bestows relevant rights on him for the interests of himself.
第三人出质为借款人担保时 ,为保护出质人的利益 ,法律也赋予其一定的权利。
Policies incentive: First the borrowing cost should be reduced.
政策激励:一是降低借款与再借款成本激励借款人还款;
TBV [trust borrower vehicle]
信托借款人工具（公司）［
AN ANALYSIS OF THE BORROWERS RISKS IN INDIVIDUAL HOUSING MORTGAGE LOAN BUSINESS;
个人住房抵押贷款的借款人风险分析
Borrowers may be asked to collateralize the lians.
借款人可能被要求提供担保品以作借款抵押。
anticipation right
借款人可提前还款的权利
Sure as long as we'll pay down our debt.
当然，只要借款人按期付贷款。
In entering into a contract for loan of money, the lender may require the borrower to provide assurance.
第一百九十八条订立借款合同，贷款人可以要求借款人提供担保。
The Borrower will be notified by a letter to confirm the terms and conditions of the Loan.
借款人将获专函通知其贷款之各项信贷条款。
The Analysis of Advance Repay for Chinese Housing Mortgage Loan;
我国住房抵押贷款借款人提前还款行为分析
Within the borrowing time limit, the borrower may, according to the methods of repayment provided by the lender, repay the principal and interests of the loan by installment or by lump sum in full.
在借款期限内，借款人按照贷款人规定的还款办法，可分次或一次性地足额归还贷款本金和利息。
Third the lender encourage the borrowers to repay the credit.
三是贷款人通过有效激励,鼓励守信的借款人。
When the borrower issues securities to the lendner, both parties benefit.
当借款人向放款人发放债券时，双方都从中获利。
Selective Behavior of Borrowers of Inpidual Housing Mortgage Loan;
个人住房抵押贷款借款人产品选择行为
Law Analysis of the Feature of Paying off loan ahead of Schedule;
按揭借款人提前还款行为性质及法律分析
Few borrowers can cope with such a burden.
极少数借款人可以应付这样的负担。
Borrowers refinanced or sold their homes.
借款人再筹资金或出售他们的房子。
The borrowing does not tend to crowd out private borrowers with higher interest rates.
这种借款不会以较高的利率来排斥私人借款入。
Borrowers are hardly ever able to repay their loans.
借款者几乎从没有人能偿还贷款。