1.We don't save; we overconsume; we don't plan; and we have not invested enough in infrastructure and education.
我们没有储蓄；我们过度消费；我们没有长期计划；我们在基础设施建设和教育上投资不足。
2.But again, the imbalances are bilateral and we can't overlook our own penchant to overspend, overconsume, and overborrow.
但我再一次强调，我们不能忽略自身对于过分投资，过分消费和过分借贷的强烈偏好。