1.入不敷出;动用储蓄
1.the use of savings to fund spending that is greater than income
1.Wealth income Saving consumption Dissaving Retirement begins End of life
生命周期中的消费、收入与财富
2.If saving is a sin, dissaving must be a virtue;
如果储蓄是一种罪过,不储蓄当然就是一种美德;