The United States has avoided the risk of college student loan default through strengthening the student honesty education,using flexible return methods,urging the bank to reclaim the loans actively and universities to share the responsibility of student loan default,establishing a prefect credit system and punishing the loan defaulters more severely,etc.
美国主要通过加强学生诚信教育、采取灵活的还款方式、促使银行主动回收贷款、高校分担学生贷款拖欠责任、建立完善的信用体系、加大对贷款拖欠者惩罚力度等措施规避大学生贷款拖欠风险,我国也应加快高等教育资助立法、建立完善的个人信用体系、采取灵活的还款方式和优惠减免政策、采用生源地贷款方式和加大对贷款拖欠者的惩罚力度等,保证高校贷款良性运转。
a takeover bid where the acquirer offers to buy any and all shares outstanding.
取得者提出购买任何和所有股票未偿贷款的接收出价。
mortgage default case
未能偿还按揭贷款的情况;未能偿还按揭贷款的个案
headroom [World Bank]: The difference Between the statutory lending limit and the value of loans that are disbursed and outstanding.
净空: 指贷款的法定限额和支付未偿还贷款余额之差。
compensatory credit
补偿性信用(贷款)
The loan repayments imposed too much of a burden on the minor.
偿还贷款为未成年人设立了过重的负担。
redeem a mortgage, loan, etc
偿还抵押借款、 贷款等.
a consumer credit line that can be used up to a certain limit or paid down at any time.
只要偿还曾贷款项其贷款额可增加的信用贷款。
The total value of residential mortgage loans in negative equity was about 115 billion HK dollars, accounting for 21% of the total value of the outstanding mortgage loans.
负资产住宅按揭贷款总值约为1150亿港元,占未偿还住宅按揭贷款总额的21%。
A customer having a loan outstanding with the bank tends to increase the probability of his continued patronage.
顾客在这家银行有未偿还的贷款,则倾向于继续光顾这家银行。
approved standby subordinated loan facility
核准备用后偿贷款融通
indexed bond (loan)
按指数偿付的债券(贷款)
rescheduling of payment
重新安排贷款偿还期限
maturity structure of effective loans
有效贷款偿还期构成表
a loan repaid with interest in equal periodic payments.
定期付息偿还的贷款。
The company can not pay back the loan.
这家公司偿还不了贷款。
The loan is due for repayment next year.
这笔贷款明年到期偿还。
an undertaking that the loan would be repaid
一项偿还贷款的担保
a security pledged for the repayment of a loan.
保证偿还贷款的东西。